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Contacting people on their own phone previous to eight a.m. or write-up nine p.m. Making contact with their individuals by means of telephone Using the malicious intent of harassing, or annoying and even employing abusive language is prohibited Utilizing misrepresentation and deception for credit card debt collection Threatening with legal recourse even though no authorized action is authorized If a lender is observed for being violating any of the above FDCPA statues 79 loan will not be reluctant to halt performing business with that firm and file a report Together with the Federal Trade Fee.

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